Payment Gateway
Services
Specialising in IT and Financial Security
A reliable payment gateway built for merchants and partnering banks
BIX System provides a secure, fully managed payment gateway that connects merchants to card networks and the ACH system. Our platform handles credit card processing, ACH transactions, settlement, and reporting — backed by enterprise-grade security. Built on decades of experience in financial infrastructure, our gateway delivers the reliability and transparency that banks and merchants need.
Credit Card Processing
End-to-end credit and debit card processing for merchants of all sizes. Our gateway supports all major card networks, with tokenization, fraud screening, and 3-D Secure built in as standard.
Merchants benefit from fast authorizations, competitive rates, and same-day settlement options. Partnering banks get a turnkey processing solution they can offer to their merchant clients.
Card Acceptanc
Accept Visa, Mastercard, American Express, and Discover. Online, in-app, and card-present transactions all supported through a single integration.
Fraud Protection
Built-in fraud screening, tokenization, and 3-D Secure authentication to reduce chargebacks and protect both merchants and cardholders.
Fast Settlemen
Funds settled to merchant accounts on a next-day or same-day basis, with full visibility into pending and completed payouts
Easy Integration
Simple REST APIs, hosted payment pages, and pre-built plugins make it fast for merchants to go live with minimal development effort.
ACH Transactions
Direct connectivity to the ACH Network for secure, low-cost bank-to-bank transfers. Ideal for recurring billing, payroll, vendor payments, and merchant payouts — with full traceability and compliance built in.
- Direct connection to the ACH Network
- Same-day and standard ACH supported
- Built-in compliance and reporting
Features
Merchant Onboarding
Streamlined onboarding for new merchants, including KYC, underwriting support, and account setup — so banks can activate clients quickly.
Reportin
Real-time dashboards and detailed reports covering transactions, settlements, chargebacks, and fees. Exportable for accounting and reconciliation.
ACH Processing
Send and receive ACH payments directly from the merchant portal. Supports one-time and recurring transactions with full audit trails.
Security & Compliance
PCI DSS compliant infrastructure, end-to-end encryption, and tokenization. Built to meet the security standards expected by banks and regulators.
Merchant Portal
A clean web portal where merchants can view transactions, manage refunds, download reports, and update their account settings.
Bank Partner Tools
Dedicated tools for partnering banks to oversee their merchant portfolio, monitor activity, and manage risk across the book.